Stop Losing Deals Over Insurance.
Start Closing with Confidence.
Property Guardian InsurAble
Smart Insurance and Wildfire Assessments Before the Offer
Insurance issues in wildfire-prone areas can quickly derail a deal — and most buyers don’t realize there’s a problem until they’re already in escrow. With Property Guardian InsurAble, you can help your clients get ahead of wildfire-related insurance obstacles before they make an offer.
This isn’t just a wildfire report — it’s a smart, actionable tool that connects property risk with real insurance options, giving buyers the clarity and confidence they need to move forward.
CRMLS users pay $99.95 per assessment – a 25% discount
How to access Property Guardian InsurAble
Step 1
To access Property Guardian InsurAble, log in to your REcore dashboard and select the "Manage Apps" button on the right.
Step 2
Navigate to the "Marketplace" section, then select the "Property Guardian InsurAble" tile.
Step 3
From there, you’ll be directed to the Property Guardian InsurAble registration page.
Key Features
Insurance Availability
at a Glance
Understand potential insurance availability and costs for the property across the admitted, excess and surplus (E&S), and FAIR Plan markets, including estimates and what’s driving insurability challenges.
What’s Needed to Get (and Stay) Insured
A prioritized list of home-specific actions — mapped to Insurance Institute for Business & Home Safety (IBHS) standards — to help reduce risk and improve insurability. Includes estimated cost guidance.
A Clearer Picture of Wildfire Risk
A multi-layered look at wildfire risk across structure, parcel, community, and region, plus historical wildfire footprint and ember reach potential so buyers are informed.
An Insurance Broker by Your Side
We can connect you and your clients to an insurance broker who can explore options and provide quotes across admitted, E&S, and FAIR Plan markets, giving buyers more flexibility than traditional single-carrier agents.
Why Agents Should Use It
- Close more deals by addressing insurance concerns before they derail negotiations
- Build trust with clients through professional-grade insights
- Be the local market expert on insurability
Upcoming Webinar
Insurability 101: Navigate Wildfire Insurance Challenges like a Boss!
Wednesday, June 25 @ 11:00 AM PT
Built by Wildfire Experts, Trusted by Insurers
At Property Guardian, our mission is simple – to make the world more insurable.
We combine deep expertise with cutting-edge technology to provide homebuyers, homeowners, and real estate professionals with critical wildfire risk insights. Our team includes seasoned insurance underwriters, data scientists, National Fire Protection Association (NFPA) certified wildfire mitigation specialists, arborists, meteorologists, and veteran “hotshot” firefighters, bringing together real-world experience and advanced modeling. Using the latest visual imagery and data-driven analysis, we deliver property-specific wildfire risk assessments, customized safety recommendations, and access to wildfire insurance solutions.
Licensing & Subscriptions
Coming soon: Subscription access for brokerages and agents.
Email us at [email protected] to talk about bulk access for your entire office.